Returning customer Apply now
Licensed direct lender since 2002 · BC #50031 · AB #326997 · ON #47163001‑877‑432‑2274 · support@mrpayday.ca
Home/Online Loan Options & Payday Loan Information
Loan information

Online Loan Options & Payday Loan Information

Mr. Payday offers online payday loans to eligible residents of BC, Alberta and Ontario. Start with the product and province information that matches your situation.

Online payday loans

Learn what the online application, verification and funding process involves.

Learn about online loans

Bad credit payday loans

Understand how credit history may fit into an application without promises of guaranteed approval.

Credit & eligibility

Direct payday lender

See the difference between applying to a lender and submitting information to a broker or lead generator.

Why direct lending matters

Choose your province

Payday-loan rules are provincial. Use the province page that applies to your residence so the fees, licensing and borrower information are relevant.

British Columbia

Licence #50031 · maximum charges currently 14% of principal.

BC payday loans →

Alberta

Licence #326997 · current maximum fee $14 per $100.

Alberta payday loans →

Ontario

Licence #4716300 · current maximum cost $14 per $100.

Ontario payday loans →
Payday loans are high-cost short-term credit. If you can use savings, an employer advance, a lower-cost line of credit, a payment arrangement with a biller, or another less expensive option, compare that option first.