What IBV may verify
Depending on the provider and consent, it can confirm account ownership, income deposits and transaction history used in underwriting.
Read-only access
Many modern verification services are designed for read-only data access, but you should read the exact consent screen to understand permissions.
Protect credentials
Use the secure connection flow presented by the verification provider. Never email or text your banking password to a person.
Revoke and ask questions
If you are unsure how access works, ask which provider is used, what data is collected and whether or how permission can be revoked.
General information only. This article is educational and does not replace legal, credit or financial advice. Rules and product terms can change.